Posts tagged "credit report"

The Great Recession as Recorded by Your Credit Report

It has now been almost 7 years since the Lehman Brothers Bankruptcy in September of 2008.  Though the Great Recession officially began in December of 2007, it was this dramatic event that brought the economy to its knees.  Millions of Americans found themselves out of work, defaulting on debts and ending up in foreclosure, bankruptcy […]

Protecting children from identity theft


News | by — September 25, 2013

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Recently, The Oregonian ran an article regarding identity theft of minors.  The article cited an alarming study which found that 1 in 40 households with children under 18 have been victims of child identity theft. (Javelin Strategy and Research; 2012) Identity thieves use a child’s clean credit record to receive public benefits, obtain credit or […]

What does my credit score mean?

The range of possible credit scores is 330-830. Most individuals have credit scores between 600 and 750. A credit score over 700 is usually considered “good.” While a credit score below 625 is usually considered “bad.”   Who creates a credit score?  There are three credit reporting agencies. They are Experian, Transunion and Equifax.   […]